Privacy Policy & HIPPA Notice

We prioritize your security and trust.

Your data matters and we take it very serious

Protecting clients’ information is a fundamental responsibility that every professional must uphold without compromise. In today’s digital landscape, data breaches and cyber threats are increasingly common, making it absolutely essential to implement robust security measures. This includes encrypting sensitive data, restricting access to authorized personnel only, and conducting regular audits to identify potential vulnerabilities. By prioritizing the confidentiality and integrity of client information.

1. Introduction

At Insurance Wealth Legacy, your privacy is our priority. We are committed to protecting your personal information and ensuring transparency in how we collect, use, and safeguard your data. This Privacy Policy explains what information we collect, why we collect it, and how we keep it secure. We understands that your health information is personal and confidential. We are committed to protecting your Protected Health Information (“PHI”) in accordance with the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”) and other applicable laws.

PHI includes information about your past, present, or future physical or mental health condition, the provision of healthcare to you, or payment for healthcare services that can be used to identify you.

By using our website, submitting a form, or engaging with our services, you consent to the practices described in this policy.

2. Information We Collect

We collect information in the following categories:

A. Personal Information

Provided voluntarily by you:

Full name
Email address
Phone number
Home address or city
Date of birth (if needed for insurance quotes)
Beneficiary information (if applicable)
Details about insurance preferences
Information related to trusts or estate planning
SSN
Medical Records

B. Automatic Information

Collected automatically through digital tools:

IP address
Browser type and device type
Pages viewed on our website
Time spent on each page
Cookies and tracking technologies

C. Sensitive Information (Optional & Only If Provided)

Health-related information for insurance eligibility
Financial information for policy or planning assessments
This information is collected only when necessary for quotes or applications and is kept strictly confidential.

3. How We Use Your Information

Insurance Wealth Legacy uses your information to:

Provide life insurance, annuity, or estate-planning quotes
Respond to your requests or questions
Schedule consultations
Customize financial and insurance recommendations
Complete insurance applications when requested
Improve website performance and user experience
Send important updates, reminders, and follow-ups
Comply with legal or regulatory obligations

We do not sell your information to third parties.

4. Sharing Your Information

We may share your information only when necessary to perform our services, including:

A. Trusted Third-Party Partners

Insurance carriers
Underwriters
Licensed financial or legal partners assisting with trusts or wills

These partners are required to keep your information secure and confidential.

B. Legal Requirements

We may disclose information if required to comply with:

Court orders
Insurance regulations
Law enforcement requests

We do not share your information for marketing purposes outside of Insurance Wealth Legacy.

5. Cookies and Tracking Technologies

We use cookies to:

Enhance your browsing experience
Track website performance
Remember your preferences

You may disable cookies in your browser at any time, though some features may not function properly.

6. Data Security

Your information is protected through:

Encrypted form submissions
Secure servers
Limited-access internal systems
Regular security audits

Although no online transmission is 100% secure, we use industry-standard protections to safeguard your data.

7. Retention of Information

We retain personal information only as long as necessary to:

Provide our services
Meet insurance or legal requirements
Maintain business records

You may request deletion of your information at any time (see Section 9).

8. Children’s Privacy

Insurance Wealth Legacy does not knowingly collect personal information from individuals under 18.
If information is submitted by a minor, we will remove it upon request.

9. Your Privacy Rights

You have the right to:

Access the information we have about you
Correct inaccurate or outdated information
Request deletion of your information
Opt out of marketing communications
Withdraw consent at any time

To exercise any of these rights, email us at:
Info.legacylifeinsurance@gmail.com

10. Links to External Websites

Our website may contain links to third-party sites.
We are not responsible for the privacy practices of these external websites and encourage users to review their policies.

11. Changes to This Privacy Policy

We may update this Privacy Policy periodically.
Any changes will be listed at the top of this page with a revised “Last Updated” date.

12. Contact Us

If you have questions about this Privacy Policy or how your information is handled, please contact:

Insurance Wealth Legacy
Attn: Privacy Department
Owner: Javoun Barnett
Email: Info.legacylifeinsurance@gmail.com
Phone: 8033892099

If you believe your privacy rights have been violated, you may file a complaint with:

Insurance Wealth Legacy
803-389-2099

Or with the U.S. Department of Health and Human Services:

U.S. Department of Health & Human Services
Office for Civil Rights
200 Independence Avenue, S.W.
Washington, D.C. 20201
1-877-696-6775
www.hhs.gov/ocr/privacy/hipaa/complaints/

You will not be retaliated against for filing a complaint.